Affordable health care insurance The Netherlands
Affordable Health Care Insurance in The Netherlands
Looking for a health care insurance plan in the Netherlands? At Anderzorg you can count on an affordable and reliable health care insurance.

Basic health care insurance is mandatory for anyone who is living and/or working in The Netherlands and is over 18. Children under the age of 18 are insured via the insurance policy of their caretakers. No premium is charged.

Download the health care insurance application form
  • Monthly premium starting as low as 78 euro
  • Compose your own health care insurance package
  • High quality care in the Netherlands
  • Easy online access
  • No questions about your medical history

Health care insurance in the Netherlands

The basic health care insurance plan

Anderzorg Basis covers the costs of medical essential care, such as:

  • Hospital treatment and stay
  • General practitioner care 
  • Maternity care
  • Obstetric care
  • Medication

Mandatory and voluntary excess

When you receive medical care, you have to pay part of the costs yourself. For 2018, the Dutch government determined the amount of mandatory excess to be 385 euro. You can choose to add voluntary excess up to 500 euro a year and receive a premium discount of maximum 24 euro a month. 

  • mandatory excess applies to everyone over 18
  • (mandatory) excess is used before reimbursement from your basic insurance
  • the excess does not apply to gp-care, maternity care or medical care to children under 18
  • the excess does not apply to medical care from supplemental insurance

 

Supplemental health insurance

Compose your own supplemental that covers physiotherapy, dentistry or global healthcare coverage. Or choose suplemental health care focussed on youngsters (Anderzorg Jong) or supplemental dental insurance (Anderzorg Tand).

How to get the lowest fee

Choose Anderzorg Basis and do not add supplemental insurance options. Then opt for the voluntary 500 euro excess and pay your premium annually. 

Be aware: your medical costs can reach a maximum of  885 euro (the mandatory and voluntary excess). Make sure you are able to pay this all at once, if necessary!

Deductible above the mandatory € 385 Monthly discount Monthly premium
€ 0 - € 102
€ 100 € 4 € 98
€ 200 € 7 € 95
€ 300 € 11 € 91
€ 400 € 16 € 86
€ 500 € 24 € 78

 

Payment discount

If you pay your premium quarterly, semi-annually or annually you will receive an extra discount.

Payment period Discount
Annually 2%
Semi-annually 1%
Quarterly 1%

Premium overview


  Monthly premium 
Anderzorg Basis Monthly premium
Adults (18 and over) with € 385 mandatory deductible € 102
Adults (18 and over) with voluntary deductible from € 78
Children (younger than 18) Free
   
Anderzorg Jong (young people) € 15,75
Anderzorg Extra supplemental insurance (Free for children 0 -17 insured with a parent with Anderzorg Extra) € 14,95 
Anderzorg Tand (dental) supplemental health insurance € 18,50 
   
Or compose your own supplemental health insurance:   
Physiotherapy 6  € 3,95 
Dentistry 75% € 250  € 9,50  
Dentistry 100% € 500  € 29,95 
   

You must apply for Basic health care insurance in the Netherlands when:

  • You work in paid employment or are self-employed in The Netherlands
  • You work in The Netherlands for short periods of time (seasonal work)
  • You work part-time in The Netherlands

Op de website van Anderzorg worden cookies gebruikt. Dit doen we om het gebruik van de website te vergemakkelijken en om onze website te verbeteren op basis van analyses. We gebruiken ook cookies om je relevante persoonsgerichte inhoud te kunnen laten zien en voor social media toepassingen. Ga je akkoord? Dan geef je Anderzorg toestemming voor het plaatsen van alle soorten cookies. Je kan desgewenst je voorkeur aanpassen via de link "instellingen". Meer informatie vind je in onze cookiepolicy.