Then choose Anderzorg Basis and do not add any supplemental insurance options. Then opt for the voluntary € 500 deductible and pay your premium annually. You will then pay € 936 per year. This comes out to € 78 per month. Think carefully about whether you are able to pay the mandatory and voluntary deductible (€ 885) all at once!
Basic health insurance premiums with voluntary deductible
The table below shows the premium you pay if you choose the voluntary deductible. Insured individuals under the age of 18 do not pay a premium for Basic health insurance and can therefore not choose the voluntary deductible.
| Deductible above the mandatory € 385 |
Monthly discount |
Monthly premium |
| € 0 |
- |
€ 102 |
| € 100 |
€ 4 |
€ 98 |
| € 200 |
€ 7 |
€ 95 |
| € 300 |
€ 11 |
€ 91 |
| € 400 |
€ 16 |
€ 86 |
| € 500 |
€ 24 |
€ 78 |
Should you opt voor the voluntary deductible?
If you opt for the voluntary deductible, your premium will be lower. That is obviously an advantage. But there is also a drawback: if you incur medical costs, you must pay them yourself until your deductible has been reached. We recommend that you carefully consider whether you are able to pay an amount equal to the voluntary deductible. Otherwise you might find yourself in financial difficulties and that can be very frustrating.
Payment discount
If you pay your premium quarterly, semi-annually or annually you will receive a discount on your health insurance premium. Paying per month is naturally also an option.
| Payment period |
Discount |
| Annually |
2% |
| Semi-annually |
1% |
| Quarterly |
1% |